An interview with Teri Bach, a Transformational Money Coach. We discuss Teri's unique approach to dealing with financial issues by working with clients' childhood experiences, beliefs, and emotional associations with money.
Teri Bach is a certified Tapping into Wealth coach. She helps professional women earn more, increase levels of confidence and inject their businesses and careers with passion.
Teri shares her personal journey, which began as a child of Depression-era parents in Fargo, North Dakota. Her parent's scarcity money mindset affected her so much that it took her a while before she would go to a "real" store to buy clothes, rather than a thrift shop.
Teri discusses her professional transition from psychotherapist to money coach, revealing how her own experiences and her eclectic career path led her to develop a unique approach to financial coaching. She shares the techniques such as EFT tapping and Matrix Reimprinting which she uses in her coaching program, which focuses on addressing and transforming ingrained financial patterns and limiting beliefs.
Teri is passionate about her mission to empower women, particularly those who find themselves repeatedly struggling with debt, by helping them understand their subconscious patterns and redefine financial success. Teri aims to uplift and guide women towards a more empowered and fulfilling relationship with money.
“It's looking at how your parents talked about money, how your parents were with money. So it's a visualization, getting that person back to when they were like six years old, so they can really hear and see their parents in this visualization, and so a lot of stuff comes out of that particular exercise. And then we're doing tapping to change the emotions that came up, the limiting beliefs that came up, all of that kind of stuff.” - Teri Bach
Key takeaways:
- Consider work that leverages your life experience. Teri shared that she and her brother were adopted. She had the experience of working with therapists who didn't seem to get her. They couldn't distinguish between what was an adoption issue and what was a relationship issue. She became a therapist herself and heard from other adoptees at conferences that they had had the same experience. She decided to focus her practice on adoptees, knowing that she fully understood their feelings.
- Understand what is truly important to you in your life and go do it. Teri noted that of course, it's important to have adequate financial resources to do things that you want to do, but be sure that ultimately, you are living the life you want to live. A couple of years ago, she felt that something was missing in her life, and what was missing was she had stopped traveling, which had been so important to her. She now has a travel business on the side so she can earn money to travel and work from wherever.
- Notice your patterns and limiting beliefs as a necessary step to changing them. Teri specializes in working with professional women who find themselves in debt repeatedly, very often due to patterns that were created at a very young age. Teri works with her clients to figure out the limiting beliefs that are keeping them stuck and then uses exercises and visualizations to help clear these patterns.
About the Guest:
Teri Bach was a psychotherapist for 27 years. As a certified Tapping Into Wealth coach, she now coaches professional women who want to earn more in their businesses by helping them change the beliefs they have about money. When clients work with Teri, they are able to earn unexpected income, stop getting into debt repeatedly, get new clients or sales and have increased levels of confidence and motivation. She helps professional women get their passion and excitement back into their businesses and careers.
Website: http://www.coachteribach.com
Linkedin: https://www.linkedin.com/in/teribach/
Facebook: https://www.facebook.com/teri.bach.79
Email address: Teri@untappedpotentialcoaching.com
Worksheet: 7 Steps to Get Out of Debt When Nothing Else Has Worked
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Teri Bach
It's looking at how your parents talked about money, how your parents were with money. So it's a visualization getting that person back to when they were like six years old. So they can really hear and see their parents in this visualization. And so a lot of stuff comes out of that. That particular exercise, and then we're doing tapping to change the emotions that came up, the limiting beliefs that came up, all of that kind of stuff.
Narrator
Welcome to making change with your money, a podcast that highlights the stories and strategies of women who experienced a big life transition and overcame challenges as they redefined financial success for themselves. Now here's your host. Certified financial planner, Laura Rotter.
Laura Rotter
I am so excited to have as my guest today, Terry Bach.
Terry was a psychotherapist for 27 years and she's now a certified tapping into wealth coach, coaching professional women who want to earn more in their businesses by helping them change the beliefs they have about money. When clients work with Terry, they're able to earn unexpected income, stop getting into debt repeatedly, get new clients or sales and have increased levels of confidence and motivation.
She helps professional women get their passion and excitement back into their businesses and careers. So welcome Terry to the making change with your money podcast.
Teri Bach
Thanks for having me. I'm excited.
Laura Rotter
So I'm going to start with the question. I always start with Terry, which is what was money like in your family growing up?
Teri Bach
Well, I grew up thinking we didn't have money because my mom worked and managed the same Vincent DePaul. I don't know if you have. Those around here, but in the Midwest, they were big, the thrift store, and they get to the poor and, you know, all of that kind of stuff. And so what happened was, she would come home with clothes for me, and so I'd wear all these thrift clothes, and she'd bring furniture home, and because she liked to refinish furniture, not that, you know, we couldn't buy our own furniture, but growing up, I just thought.
We didn't have any money. And yet we always had money for what we needed. So I learned later that my parents both grew up in the depression. So in the U. S., you know, during the depression, they both lived like there was no money. Now my dad was a little bit better off because his dad, my dad worked for the railroad, his dad worked for the railroad.
So they had, you know, a nice career, good, good income. My mom, however, grew up with nine children. Eight siblings, nine, nine kids in the family. And my grandmother was not equipped, not equipped. She got married when she was 15. so my grandfather was always out of work. It seems so he was traveling around. I grew up in North Dakota.
They were in North Dakota at that time. And so he'd get these jobs and then he'd lose the job and then he'd have to go to another little town to find a job in the depression. So he was hardly around at home. And so it was kind of a mess. So because of all that, my, my parents both acted like we didn't have money because that's their Mindset was around scarcity around, you know, making everything last.
I mean, we even we even washed out our plastic bags. I know a lot of people from the depression did this. So we'd use the plastic bag. We'd wash it out when we were done and then we'd reuse it even with the Ziploc bags and stuff like that. It was kind of, I don't know. To me, it was very telling about, you know, scarcity.
So. It took me a long time as a, an adult to feel like I could actually go to a regular store and buy clothes because I was so used to thrift stores and it took me a long time to not wash out my clothes. You know, I really came from this scarcity mindset and smallness and all of that stuff. So my, the work I do and the work I had to do on myself too, was really to learn to live bigger and to live without that scarcity mindset so I could spend money so I can save money and all of that kind of thing.
The one thing my dad did really well. Was taught me how to save so we would get an allowance every week and mine was probably a quarter back then but you know it wasn't but he always taught me to save 10 percent for the church for the tithing 10 percent to savings. And then I would get whatever was left over, which wasn't much.
So I've always been really good at having a savings account and making sure, you know, that I put money aside and all of that kind of stuff. In fact, I need that for me to feel safe and secure with my money.
Laura Rotter
Thank you so much for sharing that, Terry. I'm really hearing how much you were impacted by your family. of origin. How many siblings did you have? Not, not eight. I'm assuming.
Teri Bach
one,one, a brother and we are both adopted, which is interesting. So my birth mother who I've met has six children and all kinds of money issues in that family too. So yeah, it's, it's interesting how much our parents have. way of doing money really affects us.
Laura Rotter
Did you grow up in North Dakota?
Teri Bach
I did.
Laura Rotter
Wow. That, that's a very different, having grown up in the New York city area, North Dakota is a very different place to grow up again in terms of the wealth you may or may not have been surrounded by when you were growing up. What was the community like?
Teri Bach
Well, I grew up in Fargo, which is the biggest city in North Dakota, but, and it's in the east, so it's right next to Minnesota.
We're right on the border. And so it's a lot of German and Scandinavian. Ethnicity groups, so they're not known for their spending. Yes. Yes, exactly. So we fit right into that. You know, everybody lived that way. And it wasn't until because I lived in the San Francisco area then for almost 30 years when I moved away and. Wow. Culture shock on so many different levels.
Laura Rotter
I am sure.
Teri Bach
Yes. But that was more me than North Dakota ever felt to me.
Laura Rotter
Oh, interesting. Well, Terry, I guess
I would say that I think in addition to family of origin, we are impacted by what we see around us. And if we see that, that we are at the same level of wealth as others around us, that's interesting.
Yes. one thing and completely different if everyone around you seems to have more or seems to have less. I mean, it's, it's interesting how in many ways wealth is perceived as relative.
Teri Bach
It really is. Yes.
Laura Rotter
So what was your path? I guess I'm, I'm often interested in terms of educational expectations, but also you, you've already You know, let us know that you moved to a completely different area. So what was your path as you grew up
Teri Bach
With just in general?
Laura Rotter
Well, just like, was there an expectation that you would go to college? Let's start with that.
Teri Bach
So my parents put very little expectation on me, which I appreciated though. There was this underlying message that I would go to college. My dad worked for the railroad and he worked himself.
Worked his way up. So he was the yardmaster by the time he retired, which is a pretty top level job in the railroad. He would come home and talk about these other men he was working with who had their master's degrees and and he made it sound so wonderful and so necessary and something he really respected.
And so I think that really had an impact on me. Until I realized how much science and math you need and then I switched over to psychology because I really enjoyed my psychology classes and I always knew at that point on that I was going to be a therapist. I, you know, it's the time in TV on TV where Bob Newhart was.
Oh, yes. And I thought, I want that job. And I just thought I was. I was trained to be a therapist. I think my mom said I was really born to be a therapist because I was the one who people would always come to and talk to and do all of that. So I knew at an earlier age that I would be a therapist. And so I started school in North Dakota.
I actually moved to Idaho for a couple of years, went to school, got my master's degree there. And then I didn't want to live in Idaho, so I moved to Northern California because I had a friend who lived out there. And I've always been kind of antsy to do new things, move around a bit. So, although I did live in the Bay Area for28 years.
So, so I just started my career path and found out I couldn't. California at that time wouldn't allow you to get licensed as a therapist there, which in California, you had to have a license in order to do almost anything in the field. So, they wouldn't honor the education from other states at that time.
So, I went to school, paid, I went to an expensive private school because The timing wasn't good for the public school and I wanted a good education. So I paid, I worked my butt off doing crisis counseling because I didn't need a license to do that. I was able to use those hours and then I went back to school and just paid as I went.
So I didn't have any Loans or anything. And so I had three jobs when I was doing all of this. And anyway, it paid off and I got licensed. Eventually it was a long, long trek, which I won't bore you with. But anyway, I eventually got licensed in California and then had a pretty great Lucrative practice as a therapist, and then I, I only quit that because when I was tired of the, the business of therapy at that time, because in California, it's very, there was a lot of threat of.
Malpractice and suing and you know, all of that, California tends to be, you know, people are more quick to want to sue people and that kind of stuff, which I was not used to from coming from North Dakota. So I just got really tired of everything was negative. It felt negative to me and I loved the helping people piece, but I thought.
I don't like the business at all. And soI, through a series of changes, I decided to, well, somewhere along the line, I had purchased, I did well in the housing market in California. So I took equity out of my condo there. And bought the lake home. I lived in in Minnesota and eventually I sold my place. I sold everything in California and moved to the lake in Minnesota and lived there because that was my dream was to the lake until I realized how cold the winters were. I had.
Laura Rotter
And so just to stop you for a second, this is before zoom and everything. So obviously moving back to Minnesota meant you were leaving your practice.
Teri Bach
I. Well, I did, I was doing phone sessions because before I moved full time to the lake, I was going out there for the summers and then I, in the fall, I would, I would drive back to Minnesota or to California.
And I started noticing that I was. really sad to leave the lake and go back to California. And I thought, you know, I think it's time to make a permanent. So I had a several therapy clients who were willing to do phone sessions with me and yeah, before zoom. And so, so I continued to do that for a while.
And then I thought, you know what, I've got to get into this coaching. And so I tried different coaching programs that I, they just didn't resonate with me. I really liked doing that. The deep work with people and so I finally found the tapping into well program, which is really deep work with people to get to the root cause of your money issues.
And I read it. It's developed by Margaret Lynch, Manier, and she had just had a new book coming out at that time, tapping into, well, I found it, and this was in,
Laura Rotter
so if it was in the eighties, so this was…
Teri Bach
Oh this is, this was 2000, this is now 2013. I jumped with head and so I read this book. I had followed Margaret for, for some time in the, in the tapping world.
The EFT tapping and so I knew her and when I found out she had a book, I thought, so I read, I devoured her book and I did all the exercises in it, which I never do. And I thought, and then I found out she was just starting a certification program for coaches. And I knew in a moment that that's the work I wanted to do.
So I've been doing it. I switched into a different niche for a while, for a couple of years, but I'm now back to working, doing the tapping.
Laura Rotter
We covered quite a lot. So I'm just going to take you back. First of all, I just want to acknowledge because you said you and your brother, two siblings, and that the fact that You got the message and it wasn't unique to your brother that education was important, isn't always the case, so you just glossed over that, but…
Teri Bach
Oh, sorry.
Laura Rotter
No, I'm just saying, you know, you glossed over it because that was your experience, which is wonderful because there are certainly women who grew up feeling like education was important for my brother, but not for me, but That's the sense that I've got from you, Terry, which,
Teri Bach
Yeah, and they probably gave the same message to my brother, but he and I just lived very differently.
And he, he went to business school. So did I.
Laura Rotter
Undergrad? When you say business school, I mean…
Teri Bach
Right out of high school, we both went into different business schools in Fargo and he became an accountant and that's his career or it was until he retired and I went into secretarial because back in. Way back after high school that way back then that was, you know, there weren't as many opportunities for them.
And so I had always thought, oh, I'll be a secretary. And and then I got out and I worked for a while and I worked for quite a while. And I thought I'm really bored. doing this kind of work, you know, and this is not what I want to do for the rest of my life. So then I went back to school, as I said, in horticulture and, and then, you know, switched over to psychology.
Laura Rotter
And I also was, and you volunteered, of course, about Bob Newhart, because I don't know that therapy in those days was so Was such an accepted field. I mean, nowadays, everybody's been in therapy, but it's interesting and especially at least my New York or view of Fargo wouldn't be that that would be an area that would make that kind of field obvious as a choice to go into.
Teri Bach
So let me give you a little more insight. I wasn't going to talk about all this, but.My experience in Fargo, because that's when I started my graduate degree in, in counseling psychology. My experience was, and that was in grad school, was I had, I had some trauma in my life at that point. So I had been married, I had filed for divorce for a lot of different reasons, and we had a daughter, and my daughter died during that time.
So I had a divorce, and two months later my daughter died. So it was a horrific time in my life. And so I, therapy in Fargo and I tried like three different therapists and I was not impressed with them. And one cried with me and at that point I thought, well, that's not very helpful to me. You know, I need somebody to guide me through this.
You know, this is, this is new for me. And, you know, and the other two were not. You know, I didn't really like the way they, they were with me in therapy. So that's when I really decided I can do better. And this is really my calling. And so, but I didn't, I hadn't wanted to stay in Fargo for a long time, but my husband at that time really wanted to stay in Fargo.
So we did, but as soon as I got the divorce. I moved out of the area. Too many memories. I just, you know, like I said before, it wasn't me. Fargo and the Midwest just didn't feel like me. So that's when I moved to Idaho, finished my master's degree, and then moved on to California.
Laura Rotter
Thank you for sharing your why, because, you know, helps to understand the motivations that otherwise might not be.
Teri Bach
Exactly. Yes.
Laura Rotter
Yes. So interesting for you to say that you didn't feel I mean, Fargo was where you were born and where you grew up. And
Teri Bach
Yes.
Laura Rotter
Could you identify Terry, you know, some of what it is about you that felt more comfortable and what I imagine is, um, was perhaps more urban area or?
Teri Bach
I think it's interesting because my birth, I don't know my birth father, so I can't speak about his life much, but my birth mother was Raised, born and raised in Ohio, gave birth to me in Fargo, because she had relatives living in North Dakota at that time, and she ended up, before I met her, moving to California.
So, it was like, you know, you hear all these synchronicities going on in, with birth families, and we just kind of moved across the state together without knowing each other. And so, when I met her, she was living in Tahoe, which was five hours from where I lived in San Jose County. Now, at the time, now Fargo has changed a lot over the years, but back then, it felt, I just felt kind of closed in, like, I am more of a free, I wouldn't call me a free spirit, but more of a free spirit than a lot of the people I knew in Fargo.
And I like to move around. I like to travel. I like to, you know, I, and yet I'm a homebody, which doesn't fit with any of that. So I'm really all over the place. And, you know, all my friends in Fargo were married right out of high school. I tried that, although it's 21, which was old for that time with among my friends, at least.
And it's just that style, that style of getting married right out of high school and having children and working in a job for your entire career until you retire,which is what everybody was doing around me. I'm the only person in my family who's not. That I know of, so I have no role modeling for this.
And so when I figured out this is more me when I started my practice and, you know, in California, and I, this is me, you know, this is really me. I really found myself. Doing that and being more free. And I, uh, most of my friends weren't married in California and I, I just felt like it fit better.
Laura Rotter
And it's very, I mean, to me as, as an, someone who found entrepreneurship at an older age, it feels very brave that you didn't write you. You talked about your father working for the railroad. I'm assuming he had a pension. I mean, they're, you know, it's one of these jobs that you do your whole life and you're taken care of. And it's very different move to a state where you don't know anyone after you've had all these changes in your life and say, I'm going to hang out a shingle and support myself.
Probably also a testament to the fact that I assume that you had some savings.
Teri Bach
I did. Well, actually, I didn't have a lot of money. I. I did have a friend who didn't live in San Jose. She lived about an hour away. I stayed with them for two months, slept on their couch. And I think I didn't have a lot of money and I was in my 30s at that point.
And I found a little cottage in San Jose and I found a job that I could get without being licensed, kind of in my field working with, they called it emotionally disturbed children in cottages. And so I did that and I got another job working as an office manager doing bookkeeping and another job. And that's when I had three jobs because I needed that to be able to pay rent.
And, and then I found out I couldn't get licensed in California because. I had my master's degree from, from Idaho, and so I had a bit of a meltdown at that point, but
Laura Rotter
Yeah, I imagine
Teri Bach
One of the supervisors at the agency I was working in. I was doing crisis work. He became a really good friend. He just said, okay, let's take this step by step.
What do you need to do? And so I did. And I was able to challenge a lot of my classes. That I had already taken, so they waged those, and they let me use all the hours I had used before. So I really only had to take, you know, maybe a year's worth of courses, and then I, you know, went through the process of getting. Licensed taking all the exams and doing all that. And I was determined that
Laura Rotter
I am hearing that I was going to say driven. I think I like the word determined better doesn't have as much of an edge to it. But just like you, you knew what you wanted. And you went ahead and you did it and you were comfortable relying on yourself.
So I guess you've, you had shown yourself in the past that if you set your mind to do something, you would do it. Right. Moving.
Teri Bach
Yes. And my philosophy in life is. I think it still is, but at that time, it was for many years, it was always jump in and figure it out later. So, so I, it was like. Okay, I got my first office.
I had I have been working in a group while I was getting my getting license. So I worked in a group of other therapists and I had a mentor there and so I finally decided once I got my license that I really wanted to go out on my own because that was my dream was to have my own practice and I didn't have a clue where to start and so I just started looking around and I My 1st office had been a closet, I think, in this big office building.
It had no windows in it, no waiting room, nothing, but I could afford it and I have 1 client that I could bring over from my group. And so that's how I started. And then the guy who owns the building or manage the building, I think, took pity on me because he was kind of new at his job too. And he said, you know, Um, There's a suite in the same building down, you know, on the same floor.
And he said, it's got a waiting room. It's got an office and it's got like a consultation room. He says small, but it's got all three rooms and it's not that much more expensive than this closet. So I thought, okay, so I, I upgraded. So that's where, and I was there for a few years and then I moved over to. Building where I spent the rest of my career there.
Laura Rotter
So Terry, was there a specific population that you focused on once your practice was a step?
Teri Bach
Yes. I mean, I started with children and then and I worked in a couple of elementary schoolswhile I was building my practice. And and then, and this is before managed care, so you could actually make a good living at that time, because you get your full fee.
And then I worked with adolescence for a while. People thought it was crazy and nobody wants to work with adolescent. I exactly and so we got lots of referrals, but and I did that for a few years and then I got burned out on that too. So I.I started going to adoption conferences, and I started hearing from other adoptees, I cannot find a therapist who gets me.
And that had been my own experience too, was they don't understand what's an adoption issue versus what's a relationship issue. Or what's, you know, they, they didn't know anything. Back then, nobody knew anything about adoption and the effects of it. On the adoptee in particular, but on the birth parents and the adoptive parents, everybody is impacted.
And so I thought that's who I want to work. And so most of my career and most of my clients were adoptees. I had a few birth parents, but mostly adoptees and I loved it and they knew I really understood them. Yeah.
Laura Rotter
I've really never heard of practices that focus on adoptees and what you're saying makes so much sense.
Teri Bach
Right there at that time and this started so I started my practice in 91. So this would have been probably mid 90s. Yeah, 94 was my first adoption. I remember that. And, and at that time, the, the therapists who are focused on adoption. We're usually adoptive parents, which is great. They have some insight, but they don't understand the feelings of an adoptee.
You really have to be adopted to get that piece. So that's why none of us were finding people who could help us. So I finally found another therapist myselfwho was another adoptee. And it made a world of difference in my life.
Laura Rotter
So you've identified another why for, for what motivated you to build a practice.
Teri Bach
Yes.
Laura Rotter
And so then what started to change? You talked about wanting to be closer to your mother.
Teri Bach
I did. She was in her night, or in her 80s at this point. And so I bought my lake home out of, you know, and was going back and forth between California and Minnesota.I bought the house in 2005 and so at that point mom was in her late 80s and I, I did this because one, my dream was to live on a lake in Minnesota and two, I want to spend, I grew up going to the lakes because all my cousins have like cabins, you know, in Minnesota near Fargo.
So I grew up going to the lakes a lot and I loved that part of my life. So, and I wanted to spend more time with mom. I had been away for. Almost 30 years at that point, and I thought I'm going to spend more time than a week here and there when I would come home to visit. So that was really important to me too.
And then when I finally moved back, she was in assisted living by then, but she really needed an advocate. My brother had lived there, but when they retired, they moved to Minneapolis. So that's about a four hour drive from, so, so I really wanted to be there for mom and make sure, you know, I was I was doing her grocery shopping and doing all of that kind of stuff.
And, and so that's when I switched over to doing that, the coaching, because I wanted more flexibility. I wanted, well, I didn't, I, I didn't want to have to go and get. Licensed again in Minnesota, and you have as a therapist, you get licensed in every state, which I think is stupid.
Laura Rotter
I never realized how I mean, it's similar for financial advisors, though.
There is de minimis if I only have one client or so, and I don't have to. It's only a but I know how regulated my industry is. I didn't quite understand how regulated. Where industry is.
Teri Bach
I mean, you have to almost start over in every state because I looked at it. I looked into it in Minnesota and I thought, it's just not worth it to me.
I'd rather, I'd rather learn to be a coach.
Laura Rotter
So what attracted you to the tapping work? I've only recently been exposed to tapping.
Teri Bach
Well,I've known about tapping and years ago in the 80s, it was called thought field therapy. And so one of the many therapists I was. Checking out in that time in my life, I was really trying to get help for myself and, and I hadn't realized yet that I need an adoptee to work with me in order to get the help I needed.
So, Tricia was good. And she really introduced me to thought field therapy, which was a complicated version of tapping. So you're tapping and you have a sequence for every a new sequence for every emotion. So, if you're working on anger, and suddenly it changes to anxiety. You have to change the whole sequence of what you're doing and so I was trying to use some of this with my clients because I like to I've always been into techniques and tools and, you know, I, I've never really loved talk therapy because.
I don't think it's as effective as changing things with these techniques. So, so I was trying to utilize this with their, with my clients, but I'd have to sit with a book on my because honestly, I could, who could memorize all that? I was so grateful when they came up with the easier version of emotional freedom technique because Just need the one sequence for everything.
So I, I really was introduced to it. That probably was. Well, I had moved to the East Bay, so that would have been in the late 90s by then. So, in the mid 90s, I think it was 94, I got certified as auser of EMDR. Are you familiar with EMDR? I'm a desensitization and reprocessing. So, I was I got licensed or certified to do that, and I think it was 93, 94.
Teri Bach
You're very early for these things. I mean, I heard of EMDR, but yeah, you know, I think I was one of the first people to get certified in it. I think I don't remember actually when Francine Shapiro. Developed it. I don't remember what year that was, but it was kind of early. Yeah.
Laura Rotter
And that's specifically for treating trauma, right?
Teri Bach
Yes. But if you think about it, adoptees, my diagnosis, when I had to diagnose for the insurance companies, there's always post traumatic stress disorder, PTSD. Because if you think about it, the trauma was at the beginning of life, separation from your mom, and then we get triggered throughout our life from that abandonment, or what we see as abandonment.
So to me, that is PTSD. Now insurance companies would argue with me sometimes. And I think other people are now using PTSD. There's another and I've been out of the field for a while, so I can't remember what it's called. It might be called complex PTSD or something like that, which probably fits better than PTSD, but they didn't have that when I was when I was diagnosing.
So I keep going off on these tangents and forget where we were going.
Laura Rotter
So you were talking about using um,
Teri Bach
Yes, and so then when I moved to the lake and remember, we didn't have zoom back then I couldn't do with clients because you kind of have to be in the same room or I think I've never tried it on zoom.
So I guess you could. Do the eye movement on zoom. I don't know.
Laura Rotter
I wouldn't be surprised. I certainly know tapping thought over over zoom.
Teri Bach
Yeah. And so that's when I thought, well, this might be a good time to, to resurrectthe tapping that I had once done. And so I really, really started getting into tapping again, following different people, watching a lot of YouTube.
I got certified in tapping and I got certified in another, it's a tapping technique. Called Matrix Reimprinting, which is, I love it because you're, you're not re traumatizing people and it's a really quick way of working with people's limiting beliefs. And changing them very quick
Laura Rotter
Using physical motions.
Teri Bach
Well, no, this matrix or imprinting is a little bit, there's some tapping involved, but you're really working with your inner child. And so you, you as the, so I'm working with the client and her inner child. And I know this sounds really woo woo, so.
Laura Rotter
No, it's actually, I, I, I'm very attracted to inner child work. I can't speak for our listeners, but certainly.
Teri Bach
Right, exactly. So it's not as woo woo as you think, but, but anyway, so we're, we're looking at a, at a situation, a past event, and we're helping the younger child look at how she felt. And what's coming up for her. We're doing some tapping on that to bring down some of the emotion.
And then we ask her what she wishes, how she would like to change the new picture. So she comes up with how she would have rather it happened. This old event. And then I asked her to measure on a scale of 0 to 10, 10 being excellent, how excellent is that new picture that, you know, the feelings, the emotion, the picture, everything, and we want to get it to, you know, 8, 9 or 10.
And so we keep working with it until we get it in that range. And then once it's there, then we want to reinvent that picture. And so it's, it's really having them bring that picture into their brain. Letting their, the cells of their brain absorb everything about that new picture. And then we have them bring it into their body, same thing, and then into their heart.
And this is the part that's a little woo woo. Well, it's not if you look at quantum physics, which I don't know that much about. But you're, you're pulling it out of the heart then when you're done imprinting it. And you're throwing it out into the universe, past the universe, into the matrix field. Just beyond the universe.
And so I learned a little bit about that as I got certified into the, into, in MatrixReim.And so what has happened, the, the result is every client I've done this with, when I asked them months later to go back to that original event. What they remember is the new picture.
Laura Rotter
And when you say picture, you're really meaning a visual, it includes visualization work.
Teri Bach
Yeah, they're doing the visualization. So they remember the new picture, the visual of it, and their new feeling. The old one is neutralized.
Laura Rotter
And from my own work, independent of sort of the matrix, and that, that can be a little, but I have found that. It's really important to bring the heart, to bring kindness, to bring compassion into any inner child or for some people maybe inner pet, you know, whatever helps you access that without that kindness and that heart.
Teri Bach
Yeah, the heart is so powerful.
Laura Rotter
So Terry, is that part of the work that you're now doing with population you define?
Teri Bach
Yes, I were, I use the tapping as part of the tapping into wealth. So the tapping into wealth work is really, it's a series of processes that Margaret initiated, Margaret Lynch. But I have tweaked, so it's really my program now, but, and I do, I currently am doing one on one work, and I like one on one work.
I've done groups of people, but I like to customize. So what that means is, you know, I have kind of an order that I like to go in because they all kind of build on each other. So we're doing. We're doing exercises and we're doing visualizations and things like that to help people get into this. Well, in one, in one case, it's looking at how your parents talked about money, how your parents were with money.
So it's a visualization getting that person back to when they were like six years old so they can really hear and see their parents. In this visualization, and so a lot of stuff comes out of that, that particularexercise. And then we're doing tapping to change the emotions that came up the limiting beliefs that came up all of that kind of stuff.
So we're we're bringing up stuff. In each one, depending on what the focus is, and then we're tapping at the end of each session to clear it. And then I share the tapping scripts with everybody so that they can continue to tap in between client, or in between sessions rather, to really, really release a lot of this and change it.
Now, because I'm customizing, if I feel that the matrix or imprinting exercise would do better, Then I'm going to bring that into it as well. I mean, I've changed things like in the clienthood, really, I'm just guiding themin like 20 minutes. So it's much, it can be much quicker. I don't want to, I don't want to say it's a miracle technique because it's not, but, but it can be, things can be changed so quickly, especially when you're working with the younger self.
Because she hasn't been traumatized a lot yet by, you know, 3 or 4 or 5 or however old she is in the, in the exercise. So it's much quicker work.
Laura Rotter
Interesting. I mean, so often. Are younger selves. are the ones running the show. Again, I found that bringing kindness as opposed to like, you know, I can't believe you're running the show, but like, sweetheart, I understand, you know, you're trying to protect me or you're frightened or whatever.
And, and then, and then working from that place. Terri, in our conversation, I've heard a lot of your why and how that impacts the work that you're so clearly very excited about, that you see differences in people's lives. Curious as we get to the end of our conversation, how I often pose the question as how your sense of success has shifted.
I feel like bringing more emotional words into the question, but I'll leave it the same. Like, you know, your expectations of your success. How, how is that definition?
Teri Bach
I think it's interesting, especially and ironic because I work with money and I work with money because I think it's empowering. I think, you know, whether you want to increase your income or, and I'll get you to your question, is I think it's, it's empowering.
And really what I want to do is help women feel more empowered. And so I don't think it's necessary. And that can mean. Like, for me, it's not the amount of money you're making that makes you a success. And I think I used to think that. The more money you made, the more successful you are, the bigger, the more clients you've had, the more successful you are, and I no longer believe that I, you know, and for myself, you know, I don't have a ton of money, but I'm happy in my life and I think it's that happiness and it's thatgetting to a, I mean, you want to be at a certain level of income or money in your life where you can do the things That you want to do, but I think that's really about living that life that you really want to be living.
I love to travel and and that was 1 I had after my mom died was happy in my life right now. This is a few years ago. And I thought. What is what am I missing? And what I was missing was I had stopped traveling and traveling have been such an important part of my life for me. So I now do a travel business on the side and so I can get, you know, commissions and discounts and I just want to earn.
The money I need to be able to travel and I can work from Italy or wherever else I want to be living. And to me, that is success is living the life you really want to be living. And I'm still figuring it out. I'm not quite there yet, but I'm, I'm getting there.
Laura Rotter
So Teri, is there anything else you'd like to share with our listeners or any resources that you have available to them?
Teri Bach
Yes, I, I have up on my website and I, I specialize in working with women, professional women who are finding themselves in debt repeatedly, like you said, at the beginning, but I do, I mean, the work I do is. A lot bigger than that. So if you are somebody listening who is really struggling with that debt piece, there's, there's a pattern that was created when you were a very young child that keeps you in that pattern of getting, of getting into debt.
And you may get out of debt by doing all the right things, but you're going to end up right back into debt because of that pattern. Because of the limiting beliefs, because of all of that stuff, that's the work I do is to help you figure out what that is, clear it, so you don't have that pattern in you.
Now, I've also worked with a lot of women who overspend, and again, it's an emotional piece.that keeps you in that pattern of overspending. So we work at that. It might be that you're not earning enough. It might just be that you want more confidence in your life. We're working with limiting beliefs and all of that.
So that said, on my website, I have a Worksheet really called the seven steps to get out of debt when nothing else has worked and it's really doing a deep dive into step by step how I take people into just the one area of debt. But if you're struggling with income or you're struggling with overspending, you can really use the same issue.
In this step by step for debt, just, just replace the debt with whatever else you're, you're
struggling.
Laura Rotter
Great. Thank you. So I will link to your website in the show notes where our listeners can find that worksheet. Thank you so much for being my guest, Teri. I really enjoyed getting to know you.
I hope you enjoyed my conversation with Terry Bach, Transformational Money Coach, and some of the summary items I'd like to share. Number one, consider work that leverages your life experience. Terry shared that she and her brother were adopted. She had the experience of working with therapists who didn't seem to get her.
They couldn't distinguish between what was an adoption issue and what was a relationship issue. She became a therapist herself and heard from other adoptees at conferences that they had had the same experience. She decided to focus her practice on adoptees. Knowing that she fully understood their feelings.
My second takeaway, understand what is truly important to you in your life and go do it.Terry noted that, of course, it's important to have adequate financial resources to do things that you want to do.But be sure that ultimately, you are living the life you want to live. A couple of years ago, she felt that something was missing in her life.
And what was missing was she had stopped traveling, which had been so important to her.She now has a travel business on the side, so she can earn money to travel and work from wherever. And finally, notice your patterns and limiting beliefs. As a necessary step to changing them. Terri specializes in working with professional women who find themselves in debt repeatedly.
Very often due to patterns that were created at a very young age. Terry works with her clients to figure out the limiting beliefs that are keeping them stuck and then uses exercises and visualizations. To help clear these patterns. Are you enjoying this podcast? Don't forget to subscribe. So you won't miss next week's episode.
And if you love the show, a rating and a review would be greatly appreciated and will help other women just like you to find it. Thank you so much.
Narrator
Thanks for listening to Making Change with Your Money Certified Financial Planner. Laura Rodder specializes in helping people just like you organized, clarify, and invest their money in order to support a life of purpose and meaning. Go to www. trueabundanceadvisors. com forward slash workbook for a free resource to help you on your journey.
Disclaimer, please remember that the information shared by this podcast does not constitute accounting, legal, tax, investment, or financial advice. It's for information purposes only. You should seek appropriate professional advice for your specific information.